In the last six months, 53 thousand million

According to the Finance Ministry, the amount was more than Rs 81 thousand crore in 2016-17, whereas in the business year ending March 31, 2018, the amount has crossed Rs 53 thousand crore.

New Delhi: Government banks put the amount in excess of Rs 53 thousand crore during the first six months of the current business year i.e. 2017-18.

In any debt, when the installment is not repaid for three consecutive months, it becomes transformed into a debt that is NPA. When there is no hope of recovery of NPA, then it becomes a dipped debt, the money is put in a discounted account. In technical language it is called 'right off'.

According to the information provided by the finance ministry in the Rajya Sabha, the amount was more than Rs 81 thousand crore in 2016-17, whereas in the business year ending March 31, 2018, the amount was Rs 53 thousand crore Has also crossed Keep in mind that according to the guidelines of the Reserve Bank and various banks, approval policies on behalf of the board of directors, the amount to be included in the discounted account is also included in the loan for which the entire provision can be made or who is The loan has been removed from the bank's balance sheet.

On the other hand, the Finance Ministry cleared the situation about the trapped debt. According to the ministry, between 2008 and 2014, the total debt of the banks increased by Rs 34 lakh crore. On the other hand, in 2015, through the Special Investment Review (Asset Quality Review) in 2015, the debt trapped is very high. New standards of identifying trapped debt revealed that NPAs of government banks increased from Rs 2.16 lakh crore in March 2014 to Rs 7.33 lakh crore at the end of September 2017. In other words, the debt of Rs 4.5 lakh crore rupees was being hidden, which came out only because of the Accur.

As a result, banks had to make more money so that their balance sheet could be fixed. In the wake of the possible loss due to stranded loans, provision of Rs 3 lakh 79 thousand 80 crores has been made between the first quarter (April-June) of the current financial year 2017-18, whereas in the past 10 years only, About two lakh crore rupees had to be made.

It is generally said that the increase in the debt trapped, the current state of the economy is a mirror. But it is also possible that if there is any kind of irregularity in distributing debt without any deep investigation or debt distribution then there is a high probability of increased debt trapped. The Modi Government believes that a major reason for the increase in the debt trapped is the irregularity of the debt distribution.