Bank services are increasingly increasing on the charge .. save money like these

If the recommendations of the Income Tax Department were accepted, then every transaction from the bank soon, and every facility will have to give you increased charges.

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New Delhi: It is becoming increasingly costly to go to bank and withdraw money, if the recommendations of the Income Tax Department were accepted, then every transaction from the bank soon, and every facility will have to pay increased charges. So it is important for you to know how you can work in low cost or less charge for your bank services.

1. Use the ATMs Smartly
Many banks provide only five free transactions in one month to their customers. If you have a lot of work to do in cash then take out cash in ATM from the ATM, so that you do not have to pay more Have to do

You can save - 5-8.5 on non-financial transactions, save up to Rs 15-20 on cash vidrrol.

2. Use check, work on NetBanking, on
every extra checkbook, you have to pay extra charges, send and receive money from NetBanking for free.

You can save - You can save up to Rs 20-150 per check book.

3. Credit card bills on time
. Outstanding remaining outstanding on your credit card can be of great interest.

You will save - You can save 39-42 percent annual interest. You may have to pay up to 750 rupees for a delay of 3 days in payment.

4. Adopt auto-debit medium for
card bills, instruct your bank to auto-debit at least 5 percent of the credit card bill so that you can avoid heavy penalties.

You will save - You can save 39-42 percent annual interest.

5. Sign up for Bill Pay Services
Utility companies charge late fee fees for late payment of bills. Through the Bill Pay Instructions given to the banks, you can decide that your bill payment is not delayed. 

You will save - Penalties can be between Rs. 40-100 and it depends on the utility company.

6. Request duplicate statement on email
Bank Duplicate Statement If you take from bank branch, the bank charges the charges. So you take the duplicate statement on the email.

You will save - 100 rupees are charged from you for the bank statement, you can save up to Rs 100 from the statement on the email.

7. Avoid cash transactions on bank branches.
On the bank branch, only 3-4 cash transactions are free and avoid excess cash transfers at the bank branch.

You will save - you can save up to Rs 10 to 150 bucks in a month.

8. Always
keep the minimum amount in the bank account. If you do not keep the minimum amount in the bank account, the charge can be charged in your account.

You will save - you can save between 10 rupees and 600 rupees in a month.

9. Never
withdraw money from the credit card. On the payment of the credit card payment, the interest on which the interest is payable is charged by the bank.

You will save - you can save 2.5 percent of the money you have taken or at least 300-500 rupees.

10. Do not check if balance is not completed in the account,
it does not only charge you huge charges but also falls in the category of crime.

You will save - you can save up to Rs 500-700 on a check.

So if you look at all these things, you will not only be able to save heavily on bank services, but you can easily work from online mode rather than taking time to bank branches.